General Insurance

My car was towed by an apartment complex, will State Farm reimburse me for the towing cost?

Roadside assistance covers towing but it won't cover your car being towed by someone else. Your insurance company will not cover the cost of your car being towed from parking in the wrong location.

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General Insurance
Renters Insurance

If I use my parents' house as my permanent address but live in an apartment, can I get renters insurance?

You would need to use the address of the apartment you are planning on renting. In the event of a claim, let's say a fire, your renters insurance provider will notice that the address listed on your claim doesn't match your policy paperwork.

Coverage & Claims
Renters Insurance

Do I have to file a claim with my renters insurance company if my apartment was flooded by an upstairs neighbor?

For the purpose of getting your belongings replaced as quickly as possible, I would definitely recommend contacting your renters insurance provider immediately. While your neighbor will likely be considered liable for the water leak, your insurance company should be able to act quickly to replace your items and even provide a temporary place to stay while your apartment is being repaired. Your insurance company will likely subrogate with your neighbor's company for your personal items, but that should have no affect on your ability to receive compensation for your loss.

Coverage & Claims

What do I do if a tree falls on my car?

If you have comprehensive coverage then there should be no issue with filing a claim with your insurance company and getting your vehicle repaired. Your insurance company would also handle any issues with your apartment complex being liable for the damage.
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