Eligibility

Do I need to report a fix-it ticket when applying for new auto insurance?

As long as your license wasn't suspended as a result — or other violations that affect your driving record — you do not have to report fix-it tickets to your insurance company. Insurers typically will only rate against moving violations that show up on your motor vehicle record (MVR).
Feb 26, 2020 Arlington, TX

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Eligibility

Can I add a non-licensed, non-U.S. citizen to an auto policy?

Thanks for the question. The first thing that I would say is that you should consider having them get their drivers license beforehand.
Jan 22, 2020 Arlington, TX

Eligibility

My insurance company has been insuring the wrong car for 3 years

If you have proof that the car was supposed to be changed three years ago, you should be able to get some kind of compensation. Ultimately, it is up to the insurance company on how they handle billing and policy disputes.
Jan 16, 2019 Arlington, VA

Coverage & Claims

Is car insurance cheaper if your spouse can't drive?

You would not be able to remove your spouse from the policy, even if they don't drive. What you would need to do is exclude them as a driver.
Jan 13, 2019 Arlington, TN

General Insurance

Getting a car insurance quote for 2 addresses

If you have two addresses you would need to list the address where the car is kept most of the time. This is called the garaging address.
Jun 27, 2018 Arlington, TX

Coverage & Claims

Should I file a claim on my mom's car insurance policy?

Because the damage is minor, it's probably best not to involve your mom's car insurance company. I would recommend having the at-fault party get an estimate for the damage (which they would have to do anyway) and pay for the damage out of pocket.
Apr 5, 2018 Arlington, Texas

Coverage & Claims

What happens if a drone hits my car?

It sounds like you are fairly confident that the drone was your neighbor's, so in this case you would need to file the damage claim with your neighbor's homeowners insurance company. If there was any dispute as to who was actually responsible, you could file the claim with your auto insurance company (assuming you have comprehensive and collision coverage) to get the repairs started sooner and then it would be handled between your auto provider and the other party's home insurance company.
Jun 27, 2016 Arlington, TX

Car Insurance Costs Coverage & Claims Eligibility

Can I buy car insurance without owning a car?

Yes — you can purchase auto insurance when you don't own a car. This is referred to as a non-owners policy.
Jun 24, 2016 Arlington, VA
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