Atlanta

Sorry to hear about the accident. From my understanding of your situation, as long as you are a covered driver, his uninsured motorist coverage should apply to you.

I would call my prior insurance company (your renters provider) showing the false claim and see how they have it marked. I would also have them send confirmation that the claim was dropped and not paid out.

Sorry to hear about your accident. You shouldn't need to get a police report if you were at fault and will be filing as a collision claim.

I recommend setting up your insurance policy before you pick it up because you will need to have insurance as soon as you drive off the lot. The seller shouldn't have to be involved when you're choosing a policy.

You will most likely be considered at fault for the accident. Because you are not filing any sort of collision claim, as there was no damage to your vehicle, there is no deductible.

When adding another vehicle to the policy you would also add the driver of the vehicle to the policy. Generally, insurance companies will not allow a person not living in the home to be on the same policy.

While it can vary based on your policy, your insurance company, and the weight of your U-Haul, many insurance policies do extend to rental vehicles. Again, while it can vary by policy, my experience is that if the towing capacity of your rental is less than 1-ton of less, your car insurance coverage will extend to your u-haul.

As long as you're not transferring people or goods, your type of policy would qualify as "business use," which means you do use your vehicle in the course of your day but not for commercial use. Just call your insurance company and let them know.

If your friend has no intention of getting their vehicle repaired, I don't recommend contacting your insurance company. Because your friend bumped into someone else's vehicle, any damage to your friend's vehicle would have to be covered under their collision coverage and any damage to the other driver's vehicle would be covered under their liability coverage.

Georgia isn't a "No-Pay No-Play" state, so if the insured driver is considered to be at-fault for the crash then the not at-fault party's insurance status does not have a bearing on any claims payout. Long story short, they can claim their vehicle damage and injuries if the other driver is at-fault.