Compare auto insurance rates and save up to $670 per year!

or
Location pin icon
glyph-shield-checkmarkNo junk mail. No spam calls. Free quotes.

Coverage & Claims

Someone hit my car while it was parked. Should I file a claim?

It depends on what part of your coverage is used to compensate for the damage. See this guide on when you should file a car insurance claim.

Coverage & Claims

Is there insurance coverage for auto glass?

Depending on your insurance company there are two ways you can go about getting auto glass coverage: through your comprehensive coverage, which includes glass protection, or you can add specific glass coverage if your insurer offers it. This comes with a separate, much lower deductible for glass damage compared to your comprehensive deductible.

Coverage & Claims

Is it considered an at-fault accident if I hit a tree?

This is considered a single-vehicle accident which is considered at-fault. Unfortunately, in this instance, insurance companies would prefer that you not swerve to avoid a collision.

Coverage & Claims

Should I take cash for a not-at-fault accident?

If you choose not to go through the insurance company, then it is between you and the other party to work out the details. It is your choice as to how the claim is handled.

Coverage & Claims

If a mechanic started my car on fire and caused damage, should I alert my insurance company?

I'm sorry to hear about your accident. There are a couple of things to think about here.

Coverage & Claims

How long do I legally have to get the car fixed after making a claim?

You are correct about how long you have to file a claim. However, each company is different, so you need to contact your insurance company for specific information relating to your repairs.

Coverage & Claims

Will my rate go up if I file a claim for a damaged side mirror?

Put simply, any time you file a claim, there is usually a rate increase. Since you don't know who it is that hit you, you would have to go through your own coverage.

Coverage & Claims

Will car insurance cover replacing a window?

If the window breaking was caused by an accident, it is covered by your insurance. If it wasn't, then it is not likely to be covered even if you have comprehensive and collision coverage, as these cover damages resulting from events such as fire, theft, or vandalize, and not a malfunction with the vehicle.

Coverage & Claims

Should I claim repairs to my vehicle under my own auto insurance or under the property owners umbrella insurance?

In this case, I would pursue the damages through the LID first. If they deny fault, you can submit it to your insurance company.

Coverage & Claims

If I hit a rental car, can I pay the damages out of pocket?

In this particular instance, it really depends on how the rental car company wants to handle the situation. I would recommend contacting the rental company to see what options you have.
Icon-Agent
Ask an Agent

Get free insurance advice you can trust.

Ask a Question