Coverage & Claims

Can my new insurer cover a bodily injury claim made against me from my past accident when I was covered by a different company?

Unfortunately, State Farm will not handle your recent bodily injury claim since you no longer have a policy with them. Progressive would be the one to handle that claim since that is your current active plan.

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Coverage & Claims

Does state farm require you have a police report to file a claim?

Most companies do not require you to have a police report to file a claim. Double-check with State Farm to make sure but you shouldn't have any problems.

General Insurance

How do i dispute a driving record with AAA

The only way you can dispute a claim on your driving history is to contact LexisNexis. That is the database that reports accidents to other companies.

Coverage & Claims

Why is my insurance company denying my claim

Since your friend was driving your car for an extended period of time, they would need to be listed as a driver on the policy. If they are not listed on the policy and something happens, the claim can be denied for not listing all drivers of the car.

Coverage & Claims

Agree to be paid out of pocket with driver with no license

To sum, having her pay out of pocket might be your best option. Let me explain.

Coverage & Claims

Will GEICO increase my rates if I file a windshield claim?

This is a tricky question to answer. How a claim will impact your rate is specific to the coverage and company you have.

Coverage & Claims

What is the statute of limitations to file a claim with GEICO in Vermont

Each company has different requirements, but Vermont requires that you file a claim within three years of the incident. Most companies require you to report any incident (whether you file a claim or not) as soon as possible.

Coverage & Claims

Can I request a check for an insurance claim directly

It can depend. If you have a lien holder for this vehicle, you should check the policy guidelines of your agreement because they will most likely require you to fix the damage.

Coverage & Claims

Can someone file a claim if it’s been 4 days and there are no pictures from the accident?

The statute of limitations for property damage claims in Oklahoma is 2 years. So, yes she can.

Car Insurance Costs
Coverage & Claims

If I paid to have a window replaced on my car, can I submit the receipt to my insurance company for reimbursement?

Since you are in California, glass claims should not impact your rate. You will want to make sure your policy includes comprehensive coverage (which it should since you are leasing the vehicle).

Car Insurance Costs
Coverage & Claims
General Insurance

What if I filed a claim, decided I didn't want to go through with it, and hung up?

Unfortunately once you notify them of any sort of incident they will investigate it. You can check our State of Insurance report to get an average of the amount an accident will increase your rate by annually.
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