Eligibility

Can I add a driver who lives with me but is not my child to my policy?

You should have no problem calling your company and having that change made. Most companies would prefer you to combine all drivers in the same household.
Mar 6, 2020 Baltimore, MD

Compare auto insurance rates and save up to $670 per year!

or
Location pin icon
glyph-shield-checkmarkNo junk mail. No spam calls. Free quotes.
Most Recent

Coverage & Claims

I hit someone's door who opened it into my right of way

This one is really tricky. Typically it is up to the person driving to maintain control of the vehicle but every situation is different.
Oct 19, 2018 Baltimore, MD

Coverage & Claims

Does a salvaged title for a car affect its value?

Having a salvaged title can be tricky when you are wanting to add coverage for physical damage (comprehensive and collision). Many companies will not insure the car with comprehensive and collision because of the very definition of a salvaged title: the car has been considered a total loss, meaning the damage to the car costs more than what the car was worth.
Jun 25, 2018 Baltimore, MD

Coverage & Claims

Someone backed car into me who is at fault

Sorry to hear you were in an accident. First, the only people who can determine fault in an accident are insurance companies through their insurance adjusters.
Jun 23, 2018 Baltimore, MD

Coverage & Claims General Insurance

What should I do if I was hurt in a hit and run accident in Maryland?

If your auto insurance policy includes full PIP coverage then you should be covered up to your policy limit for medical bills. Uninsured Motorist coverage is also required in Maryland so, even if the other driver fled the scene of the accident and you don't have full PIP, your insurance policy should still cover your injuries.
Aug 15, 2017 Baltimore, MD

General Insurance

If I returned my car because it was a lemon, will I get a refund on my insurance policy?

Each company is a bit different in how they refund policies. However, since your vehicle was returned, you might be eligible for a full refund if you submit some sort of proof to the insurance company that your vehicle was defective.
Dec 24, 2016 Baltimore, MD

Coverage & Claims General Insurance

Does car insurance cover my passengers?

In the state of Maryland, drivers are required to carry at least $2,500 in PIP coverage, as well as $30,000 per person and $60,000 per accident worth of uninsured motorist coverage in addition to liability. So, if you were hit by another driver and someone in your vehicle suffered injury, the other driver's liability coverage would pay for the injuries suffered inside your vehicle. If the other driver happens to be driving without car insurance, you and your passengers would still be covered by your policy because of the state-required uninsured motorist coverage.
Jun 18, 2016 Baltimore, MD
Icon-Agent
Ask an Agent

Get free insurance advice you can trust.

Ask a Question