General Insurance

What happens if I'm late on a car insurance payment

It depends on the policy status. If you were just late with a bill but no cancellation was issued, then you are still insured.

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Can you get a 30 day waiver on your car insurance

I would call your car insurance company and speak to an agent or customer service representative. If your company is willing, you could probably work with them to pay your premium late and possibly have the late fee waived.

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General Insurance

If my vehicle was totaled in an accident, do I still need to pay my insurance bill?

The decision to maintain your auto insurance coverage is really dependent on whether or not you plan to buy a new vehicle in the near future. If you cancel your policy and then buy another vehicle within the next month or two, the insurance rates for that vehicle will be much higher than if you maintained coverage.
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