Eligibility

Can I insure my car in New Hampshire if I only live there one month per year?

I would avoid doing that. You might possibly be able to skirt the laws of NY state by doing this and they may not question you or suspend your license since it would appear you're out of state.

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Coverage & Claims

Should I file a claim if I got hit and am not at fault but settled for an amount less than I actually need?

Hello, My advice would be to contact your insurance company. They can begin negotiations and work on your behalf to get your vehicle back to its pre-accident state.

Eligibility

Where can I store my vehicle is I don't have a driveway

New York is very strict with their registration process so this can be a tricky situation. The best idea I have is find a friend that has a garage or place to store it.

General Insurance

Should I add my girlfriend to my car insurance policy?

If the only reason you would be adding your girlfriend to your policy is to save money, I wouldn't recommend it. At the end of the day, your insurance company would be insuring an additional person and vehicle so regardless of the multi-person or multi-vehicle discount you would receive, it probably wouldn't offset the additional insurable interests.

Coverage & Claims

How long can an insurance company wait to pay out my claim?

Most insurance companies define their claims timeline as "as fast as possible." If you're handling the claim directly through your agent and that's whats holding up the process, you might find better luck with contacting your insurance companies claims department directly. You are able to file a claim independently of your insurance agent through the claims department.
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