Coverage & Claims

If my husband backed into a parked car and put a tiny dent in a bumper that was already severely damaged, is he liable for the entire bumper?

Your husband should only be liable for the damage he caused. However, your insurance company will ultimately decide what they will and won't cover regarding the repair or replacement of the bumper.

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Coverage & Claims

Should I file a claim if I damaged my car backing out of the driveway but I only have liability?

If you only have liability coverage then you wouldn't be able to file a damage claim. Your policy would had to have included collision coverage at the time of the incident for you to be able to get it repaired through your insurance provider.
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