Compare auto insurance rates and save up to $670 per year!

or
Location pin icon
glyph-shield-checkmarkNo junk mail. No spam calls. Free quotes.

General Insurance

Does auto insurance charge you based on assumption of travel?

Insurance companies will ask you approximately how many miles you drive but it is not a rating factor for premiums except in the state of California. California rates on mileage because they see it as a determining factor in how likely you are to get into an accident.

General Insurance

How do I prove I am staying in the same address I reported to my car insurance company?

It depends on the insurance company, but most will accept proof in the form of a utility bill or something similar to prove where you live. I recommend calling your insurance company to find out what documentation they will require to prove your residency and reinstate your policy.

General Insurance

My son is 19 and is in the service and will be overseas the next month. Is this covered by the definition of exclusion?

As long as you can provide proof of a separate address, you should be able to remove your son from your policy completely. Every company is different so you will need to check with your specific company.

Coverage & Claims

I scraped my car in a parking garage and it's a $1600 repair. Should I pay out of pocket or file an insurance claim?

I would not file a claim. With your $500 deductible, your insurance company would pay out $1100 for the damages — but in California, your premium could also increase by 42% over three years if you're cited for an at-fault collision (which this would be considered as).

Coverage & Claims

What happens if the repo guy damaged my car?

I'm sorry for the difficult situation. If the towing company damaged your vehicle, then they would be responsible for paying for the damage.

Eligibility

How can I get a statement of no loss?

A statement of no loss is used when you are going to have a car insurance policy reinstated from being previously canceled. It's a form stating that you did not have an accident or any damage to the vehicle between the time the policy was canceled until the reinstatement date.

Eligibility

Can I get car insurance if I'm here on a tourist visa?

In this case, you would want to speak directly with an insurance company. At The Zebra, we have several carriers that will insure you with a foreign license.

Eligibility

What happens if I lie about what age I got my driver license?

I understand that you might want to try and potentially save money, but lying to your insurance company isn't going to help. In fact, it could potentially even lead to your coverage being dropped.

Car Insurance Costs

Can a bank add insurance to my loan when I already have insurance?

This sounds like a processing error. Short of that, I would say that this issue is unfortunately too specific to your policy for me to accurately advise.

General Insurance

I'm selling my car and canceling insurance. When I buy another car a few months from now, will I get higher rates for a lapse in coverage?

You are right — having a lapse in coverage will cause your rates to be higher in the future. I recommend getting a non-owners policy, which it sounds like Progressive is already offering to you.
Icon-Agent
Ask an Agent

Get free insurance advice you can trust.

Ask a Question