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Car Insurance Costs

Can a parent be forced to pay car insurance for adult children?

You should be able to exclude your adult children that are not driving the vehicle. However, every car insurance company has their own restrictions.

Eligibility

What companies will insure me with an Indian license?

There are several companies that will accept an Indian license. Kemper and Infinity are examples for companies that will insure you with your Indian license but there are several more in California.

Coverage & Claims

Can someone file a hit-and-run claim if we never exchanged information?

Sounds like they didn't feel like there was any damage either. Since they did not stop there really isn't much you can do.

Coverage & Claims

Will a hit and run impact my car insurance premium in CA?

Yes, when your company has to pay out on a claim, it will impact your rates. If you filed a police report and have uninsured motorist property damage coverage, this coverage will pay for the damages and will be considered a not-at-fault accident.

Coverage & Claims

Will my State Farm Car insurance cover the damages to a person's balcony if we hit it while driving a Uhaul?

Yes, your State Farm policy should cover the damages that you caused. That is what your liability coverage is for.

Driving History

Can I say I haven't gotten a ticket if I've been driving school and gotten ticket removed?

Most of the time, if you have taken a driving class, the ticket is taken off of your record. You can click "No" on the driving history question.

Coverage & Claims

Will my insurance have to pay more than the car is worth?

This can depend. In California, a car is deemed totaled if the cost of repairs plus the scrap value of the vehicle is greater or equal to the actual cash value of the vehicle.

General Insurance

Liability limits for a car accident in another state?

There is not a specific law that states the limits will be honored. However, I'm unaware of any company that does not operate this way when driving to different states.

General Insurance

How do i dispute a driving record with AAA

The only way you can dispute a claim on your driving history is to contact LexisNexis. That is the database that reports accidents to other companies.

Eligibility

Do I need to be insured on the insurance policy if I'm the co-lessee of a car

You do not have to be listed as a driver on the policy. You will need to be listed as an additional interest.
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