General Insurance

My girlfriend's insurance company’s underwriting department is threatening to cancel her policy. What can she do?

Most companies will allow you to do what is called an exclusion. She would need to call Progressive and tell them to formally remove you as a driver and sign off on that.
Jan 20, 2021 Glen Falls, NY

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Coverage & Claims

Is my insurance still responsible for my vehicle theft after I canceled my policy?

As long as the claim happened during the duration of your policy, it is covered. You have no obligation to keep insurance until the payout occurs, so even if you've canceled it, your insurance is still responsible for processing the claim.
May 15, 2020 Lakewood, WA

Coverage & Claims

Within what timeframe does an insurer typically drop or penalize you for multiple (two) accidents?

Sorry to hear about the accidents. If you were to move to a new company they would probably start the policy reflecting these accidents.
Jan 20, 2020 Chicago, IL

Car Insurance Costs

I canceled my insurance after two weeks. Am I owed a refund?

You should be able to get your payment back, providing that you check with your insurance company to see if there are any fee disclosures. I would contact them and see what they can do to rectify the situation.
Jan 17, 2020 Lawndale, CA

General Insurance

Can insurance be temporarily suspended without it being canceled?

I do not know any insurer that offers a temporary suspension of insurance coverage. You could lower all coverages to the state minimum to make it cheaper, but if it is going to be more than a few months you may want to consider suspending the tags and discontinuing insurance.
Dec 26, 2019 Meadville, PA

Car Insurance Costs

What's the fee for canceling car insurance after two months?

Thanks for the question. Typically, Texas auto plans do not carry a cancellation fee.
Dec 11, 2019 Huntsville, TX

Coverage & Claims

If I cancel my insurance is there a grace period after cancelation?

Sorry about your situation. Unfortunately, there is no grace period around dates.
Dec 9, 2019 Spring, TX

Eligibility

Can I get storage insurance if my auto insurance is being canceled?

Most financing companies will require you to have comprehensive and collision coverage which means you would not be able to get storage insurance. Check with your finance company to see what options you have.
Aug 19, 2019 Detroit, MI

Eligibility

Will I be able to get car insurance with the same company I canceled with?

Most companies will allow you to get insurance again even if you have canceled a policy with them in the past. Keep in mind that having continuous insurance coverage gives you a better rate so the price will likely be higher when you restart your insurance policy, and certain companies won't insure you if you have a lapse in coverage.
Jul 9, 2019 Bethlehem, PA

Eligibility

If my insurance company back pays upon cancellation will it look like a gap in my coverage?

Your new insurance company will not make you back pay when you start your policy. However, having a lapse in coverage does increase the rates.
Jun 15, 2019 Tampa, FL

Eligibility

How can I get a statement of no loss?

A statement of no loss is used when you are going to have a car insurance policy reinstated from being previously canceled. It's a form stating that you did not have an accident or any damage to the vehicle between the time the policy was canceled until the reinstatement date.
Jun 11, 2019 Oakland, CA
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