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Eligibility

If I am storing my vehicle and canceling my insurance policy, will I have to turn my plates back into the state?

If your insurance policy will not include liability coverage, then it's likely that New Jersey will expect you to return the plates and registration. You may have the option to suspend your registration until you return, but you will need to contact your local MVC for specific details on your options.
Jun 5, 2017 Cresskill, NJ

General Insurance

Can my mom lower or cancel her insurance if she no longer plans to drive?

Unless there is a loan on the vehicle and the bank is requiring that she have physical damage coverage, she can carry the state minimum for the purpose of keeping the car legal. If she wants to completely cancel her policy then she would need to turn in the vehicle's registration tag to the state.
May 27, 2017 Philadelphia, PA

Car Insurance Costs General Insurance

How do I recover my refund if I canceled a policy the day after the renewal?

Most states have a law about recovering unearned premium from insurance providers. Meaning that if you cancel your policy after you've paid your premium, especially at a renewal, you should be able to collect a refund for any days you've paid for after the policy is canceled.
May 11, 2017 Meridian, FL

Eligibility

Why did The General cancel my car insurance?

Insurance companies in many states have up to 60 days from the start date to cancel a policy without providing a reason for doing so. In most cases, this has to do with some sort of potential fraud or an inaccuracy on your application.
Mar 25, 2017 Gonzales, TX

Insurance Companies

What should I do if I cancelled my insurance policy but the company drafted money out of my account afterward?

While I can't say with a certainty, it sounds like you were set up for EFT (auto-draft) payments with Allstate so you didn't have to worry about calling in or mailing a payment. Unfortunately with EFT options, it may not be possible to stop a scheduled payment draft depending on when the payment is set to be withdrawn.
Mar 14, 2017 Detroit, MI

General Insurance

How do I cancel my mom's car insurance policy after she passed away?

Since you are the executor of her estate you have some legal authority to handle her active insurance policies. Before you contact the insurance company, make sure to have her policy number and a copy of her death certificate on hand.
Mar 12, 2017 Redmond, WA

Insurance Companies

Can Esurance deny a refund if I forgot to cancel my policy when I switched to a new company?

This sounds like an company issue and not a state law. Insurance companies in Illinois are legally required to issue refunds for "unearned premium", but you didn't prepay your bill.
Mar 8, 2017 Addison, IL

General Insurance

If my policy is cancelled within the first month because I didn't disclose an accident on my record, will I be refunded?

You'll need to contact your insurance provider about any refund because each company handles cancellations differently. You may be entitled to a refund but only your insurance company can tell you for sure.
Jan 26, 2017 Charleston, SC

Coverage & Claims

Can I file a claim if my insurance policy is canceled but was active at the time of an accident?

It will depend on how long ago the accident happened. You can use our chart on time limits for filing claims by state and see if you still have time to file a claim.
Jan 15, 2017 Miami, FL

Car Insurance Costs

Will my down payment be refunded if I cancel my insurance during the first month?

There is no guarantee of a refund, so you would have to contact your insurance provider to find out if you are eligible for a refund as each company operates a bit differently with policy cancellations in the first month of coverage. The same thing goes for whether or not they will notify your lien holder of the cancellation.
Dec 31, 2016 Dace City, FL
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