General Insurance

Car insurance rate went up after leaving the country

One of the big rating factors companies look at is whether or not you are currently insured and have been for the past six months. When you canceled your policy to go out of the country, this caused a lapse in coverage.

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Car Insurance Costs
Driving History
Eligibility

Finding car insurance with a long violation and ticket history

Even with a bad driving record, there are still plenty of options out there for cheap rates and excellent coverage with your car insurance. In fact, you can find most of them with us, at The Zebra.

Homeowners Insurance

My home insurance company won't give us a refund

I would ask to speak to a supervisor. If you have a policy that is effective March 22nd, your previous insurance company should allow you to cancel the policy to that day and the remaining premium should be refunded to you.

Car Insurance Costs
General Insurance

How do I recover my refund if I canceled a policy the day after the renewal?

Most states have a law about recovering unearned premium from insurance providers. Meaning that if you cancel your policy after you've paid your premium, especially at a renewal, you should be able to collect a refund for any days you've paid for after the policy is canceled.

Coverage & Claims

Can I file a claim if my insurance policy is canceled but was active at the time of an accident?

It will depend on how long ago the accident happened. You can use the chart HERE to find the state where the accident occurred and see if you still have time to file a claim.

General Insurance

What do I do if my insurance company drops me for non-payment?

Your company may allow you to make up the payment, but there will likely be some type of fee involved with reinstating your policy because of the lapse in coverage. Unfortunately in most states, insurance companies aren't legally obligated to offer a grace period so that would be up to your specific carrier.
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