car insurance

There are a couple of things to consider to get insured. Because your sister will own the vehicle, any insurance policy you get will require you list her as an additional interest, just like if you were financing a vehicle.

Sorry to hear about your accident. There are some insurance companies that offer pet coverage for this exact situation, but if not, the injuries to your pets should be covered by the property damage liability of the at-fault party's insurance.

It depends on the company. Most companies go back five years for at-fault accidents, but some only go back 3 years.

No, you would need to get a new policy since every policy needs to have the state minimum liability for Illinois and then you would be able to add comprehensive and collision coverage. Keep in mind, because of the age of the vehicle, there are some companies that will not add comprehensive and collision coverage. The Zebra offers you quotes from several different companies.

Because you're considered a low mileage driver and you live in Arizona, I would recommend getting a quote with Metromile. Metromile is a pay-as-you-go car insurance company which caters to low-mileage drivers.

If you've already found a company that will insure your vehicle considering it is not operable (which can be tricky), I would just recommend contacting that insurance company and see if you can start the policy early. There are no companies that will insure your vehicle for 5 days, unfortunately.

Insurance companies require a payment to get the policy started. There are many different factors that go into calculating your rate.

To dispute your Motor Vehicle Report (MVR) you will need to contact the Department of Motor Vehicles. The MVR comes from Colorado's state records of violations.

You should definitely make your scheduled payments. I would continuously try and contact them.

Subrogation occurs when an insurer pays an insured for a loss caused by a third party. The insurance company is then “subrogated” – or steps into the shoes of the insured – to sue that third party for the loss suffered by the insured.