Am I covered while I'm moving to a new state?
I'm so sorry to hear about your accident during such a transitional and inconvenient time! I would contact your insurance company in Oregon and talk to the claims department to see if this will be covered. Many companies provide a grace period for you to obtain other insurance while you are moving to another state.
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I want to get my own car insurance, but my mom won't let me.
Because your mother has an umbrella policy through AAA, she is likely required to have you rated as a driver on her policy. This is a common requirement with insurance carriers who offer umbrella insurance.
Do I have to use the repair shop my insurance company recommends?
No, you do not have to use the garage or body shop your car insurer recommends. In fact, many states have laws on the books specifically stating that an insurer cannot require you to use a certain shop.
I live with mom and we have an umbrella policy and a car insurance policy. I want to switch companies but mom says I can't.
When it comes to having an umbrella policy, anyone is able to purchase one. However, there are certain qualifications you are going to need in order to purchase one.
Does the length of time you've owned your car affect car insurance quotes?
It can come into play for some companies. It is usually a very small rating factor if they look at this.
I have to move my car from New York to Ohio; can I get insurance with temporary tags and a New York license for the journey?
You should have no problem getting insurance for Ohio with these circumstances. Having an Ohio license would likely help, but is definitely not a requirement to find a company that will insure you.
I just recently lowered my coverage deductible from $2000 to $250. When does that change go into effect?
Unless otherwise requested, changes on insurance policies go into effect right away. As long as you requested the change sometime before you began your trip, the deductible change is in effect as soon as you request it from your insurance company.
Does my personal auto policy cover a company construction vehicle?
Since you were driving your company’s vehicle, your personal auto policy would not apply. A company vehicle like a backhoe or other construction vehicle should be covered under the company’s commercial auto policy.
I signed up for a new insurance policy, but why doesn't the quote doesn't match the policy I signed up for?
The first thing you'll want to do is to check your policy's declaration page to see the exact coverage that you currently have. This may be a physical document or, if your insurer has an app, could be electronic. If you find that your coverage is insufficient, you should start shopping for a new policy or look to add coverage from your current insurer.
What kind of insurance do you need if you'll be using your personal car for work?
If she plans on using a vehicle for business-use and transport people to and from different locations, most personal auto plans will not accept the risk if they know the vehicle was used for work purposes and not disclosed. She'll need to look into a commercial policy or, if available, adjust her current personal auto policy.
My car was bought in Mexico but the title is from Nevada. Can I bring it back to the U.S. and get it insured?
Thanks for the question. If the title is originally from Nevada you should have no issues getting insurance and registration in the U.S.