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Coverage & Claims

Coverage for non-employee in commercial vehicle after accident

There's a couple of things to think about here. First, if the other driver was found at-fault for the accident, their insurance (if they have it) would cover the property damage of the van and the bodily injury payments suffered by both of you (this is called their liability coverage).

Coverage & Claims

Does a non-running vehicle need to be insured in Florida

There's a couple of things to think about here: If your car is registered you will need to have insurance on it, even if you are not driving it. If you do not have insurance, the state of Florida can suspend your license.

Eligibility
General Insurance

How much is short term auto insurance for honda fit

There isn't really anything for what you're looking for. Most insurance policies are 6 months in duration.

Coverage & Claims

Who pays for damage I caused while using a company vehicle on company time

Unfortunately, fault can only be determined by the claims adjuster assigned to the accident. However, for the other part of your question, because you were driving your company's vehicle on company time, if you were to be found at fault then the company's insurance would take cover the damages.

Car Insurance Costs
General Insurance

Commercial car insurance: how does it work?

That is a tricky situation. Based on what you said, it sounds like the other company would need to have a commercial policy that covers the drivers using their vehicles.

Car Insurance Costs
Eligibility

It is illegal to pay for someone else's car insurance

While it is not illegal to pay for someone else's policy, you might run into issues if she's on your policy as well. Car insurance is regulated at the state level and priced at the zip code level.

Coverage & Claims

Do I need car insurance to drive a privately bought car?

Yes, to legally drive any car, you must have insurance. Most insurance companies will give you coverage on your new vehicle for about 14 days.

General Insurance

Tractor trailer insurance

Each policy is going to have different guidelines as to what they will and will not cover. You will definitely want to check with your specific company to find out if your policy will cover the damages.

General Insurance

I have a loan on my car but don't drive do i need insurance

Because you have a loan on the car, you more than likely will have to carry comprehensive and collision coverage as well as your state required liability insurance. This is because whoever holds the loan has a financial investment on the vehicle and if anything were to happen to it, they would be left vulnerable.

General Insurance

Can I drop my son’s car off our insurance

You can remove the vehicle if you are the policy holder. You are under no obligation to pay someone's insurance.
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