Car Insurance Costs

Can a bank add insurance to my loan when I already have insurance?

This sounds like a processing error. Short of that, I would say that this issue is unfortunately too specific to your policy for me to accurately advise.

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Where can I purchase gap insurance via auto insurance?

Some companies will offer something similar to gap coverage if you cannot purchase it through your finance company. Sometimes, this coverage will pay a percentage of what you owe.
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