Motorcycle Insurance

My policy was never updated when I moved and I didn't realize. My motorcycle was stolen, do I have any coverage?

I would open up the claim with the insurance and see what they say. Likely if you haven't been moved for a long time they will still honor the claim.
Dec 8, 2020 Charlotte, VA

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General Insurance

Am I covered for the weekend if I replace my old vehicle with a new one

Most insurance companies give you 14 days to update the policy with the new vehicle and will cover the new vehicle for those 14 days. Every company is different so make sure to check with your insurance company to for the exact information.
Feb 20, 2019 Charlotte, NC

Coverage & Claims

Why was a hit and run listed as an at-fault accident on my insurance?

A hit and run can be considered at-fault for a few different reasons. First, you must have uninsured motorist property damage coverage for the accident to be listed as not-at-fault.
Feb 4, 2019 Charlotte, NC

Coverage & Claims

What to do when someone gets in a car accident in your car and has no DL?

You will definitely want to report the accident to your insurance company as soon as possible. They may cover the accident depending on whether or not you have a permissive use policy.
Sep 3, 2018 Charlotte, NC

Coverage & Claims

Will GEICO increase my rates if I file a windshield claim?

This is a tricky question to answer. How a claim will impact your rate is specific to the coverage and company you have.
Aug 5, 2018 Charlotte, NC

General Insurance

My bank added forced insurance that is too expensive

Because your bank has an invested interest in the vehicle, they have a right to add insurance to it if you fail to do so. The easiest way to avoid situations like this is to always keep your insurance up-to-date and paid for.
May 6, 2018 Charlotte, NC

General Insurance

Can my ex husband take out an insurance policy in my name?

If he is taking out an insurance policy in your name simply to get a cheaper rate, he is committing insurance fraud. What I recommend is contacting the insurance company your husband is attempting to use and letting them know you are not on the policy and that you two are separated.
Mar 25, 2018 Charlotte, North Carolina

Coverage & Claims

I was injured in a car accident two months ago, can I still file a claim?

The statute of limitations for filing a bodily injury claim in North Carolina is 3 years. So you are still within your legal time frame to file a claim even though your car's claim was completed.
Dec 14, 2017 Charlotte, North Carolina

Car Insurance Costs

If I'm a new driver in the US, how will that impact my rate?

The length of driving experience that insurance companies use to determine your rate is based on US driving. Your previous experience may slightly improve your rate, but the length of time you have been licensed in the US will matter the most.
Mar 3, 2017 Charlotte, NC

General Insurance

Does North Carolina accept proof of insurance on my phone if I were to get pulled over?

Unfortunately North Carolina does not allow for digital proof of insurance just yet so you will need to print a hard copy to keep in your vehicle. That could always change in the future, but currently a hard copy is required.
Sep 19, 2016 Charlotte, NC
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