claim

You should still be able to open up a claim for any injuries or medical visits resulting from an accident. Specifically, in Tennessee, you have three years to make property damage claims and one year for injury claims.

Thank you for the question. I would avoid filing a claim unless the damage is severe.

A comprehensive claim can affect your insurance rating. However, most carriers are alright with allowing one such claim per three year period.

Thank you for your question. After any accident, I recommend taking pictures and recording as much information as possible.

Thanks for your question. In general, insurance proceeds are not taxed.

Sorry to hear about the accident. I do think you made the right decision in filing a claim for your damages.

An MVR wouldn't show accident claims, it will only show your past tickets or citations. If an insurer paid out for a claim, the most likely report they're using is called a CLUE report.

Unfortunately, it's not that simple and there are many reasons to file a claim not necessarily as a result of reckless driving or other risky driving habits. Insurance companies do not look at the reason for the accident, they look at whose company paid the claim and what it cost them.

Hello, Since there is no damage to your vehicle, you would not need to file a claim. However, the person that you hit has the option to file a claim.

If you choose not to go through the insurance company, then it is between you and the other party to work out the details. It is your choice as to how the claim is handled.