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Coverage & Claims

If I pay the other driver's insurance, will it impact my driving record?

Since the car insurance companies are involved it is highly likely that it will be listed on your CLUE report and impact your insurance premium. You should contact your insurance company and let them handle the claim since it will likely be reported either way.
Apr 25, 2019 Los Angeles, CA

Coverage & Claims

Should I file old damage with my new company or my old company?

No, you would need to file the claim with the company you had at the time of the incident. They are the ones that would be responsible to pay for the damages since it occurred while you were insured with them.
Apr 5, 2019 Glens Falls, NY

Coverage & Claims

Do I need to file a claim if the other driver's insurance is taking care of it?

Since she will be filing a claim, you do not need to file a claim. Her insurance company will be the one that pays for the damages.
Apr 5, 2019 Savannah, TN

Coverage & Claims General Insurance

Criminal charges for filing a false claim with my new insurance company?

This is considered insurance fraud. You do not want to file the claim.
Feb 28, 2019 Chicago, IL

Coverage & Claims

At-fault driver refuses to return my calls

In this case, you would want to contact your insurance company and let them handle the claim. They will be able to investigate the incident and determine how to proceed with the claim.
Feb 4, 2019 Plano, TX

Coverage & Claims

Can I file a claim against the driver if I was in the car?

Since your daughter was at fault, your insurance will not pay for your injuries under your bodily injury liability coverage. That coverage will only cover the passengers of the other vehicle.
Jan 11, 2019 Carlisle, PA

General Insurance

Can someone just file a claim against me without my side?

If you were in an accident, you need to report the incident to your insurance company as soon as possible. Most companies require you to notify them of any incident regardless if a claim is filed or not.
Jan 11, 2019 Harleysville, PA

Coverage & Claims

Can I file a personal claim after a car accident if it's my fault?

If your husband does not have collision coverage, then he does not have coverage for an at-fault accident. Typically single vehicle accidents (including swerving to avoid a deer) is considered at fault.
Dec 28, 2018 Beaufort, SC

Coverage & Claims

Will my company find out about a car accident if I don't file a claim?

Your company's insurance company can find out about the incident if you file a claim. Most insurance companies report claims to CLUE, which is a database that holds claims and insurance information to be shared amongst insurance companies.
Dec 17, 2018 Notus, ID

Coverage & Claims

Should I file a claim for raccoon damage?

If you hit a raccoon, that would be considered a comprehensive claim. Your deductible would apply.
Dec 14, 2018 Eugean, OR
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