Car Insurance Costs

Will having historical plates on my car lower the cost of insurance?

If you are going to have historical or classic plates you are going to fall into special types of plans. Personal auto plans that most companies offer will not adequately cover what you need.
Dec 9, 2019 Albany, NY

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Coverage & Claims

Am I still covered for liability coverage if I drive my car in a parade?

Yes, you should be insured while driving in a parade under the mentioned circumstances. Many people who drive in parades tend to have classic or modified vehicles which often require different types of insurance coverage.
Jun 25, 2019 Santa Claus, IN

General Insurance

Stated value vs replacement cost

Stated value coverage is used for vehicles that are worth more than the Kelley Blue Book value. It is what your insurance companies rates the vehicle, but not necessarily what they will pay you if your vehicle was totaled.
Feb 16, 2019 Austintown, OH

Coverage & Claims Eligibility

Will it be cheaper to find a company that will allow 6 cars on one policy?

Most companies will only allow four cars per policy which is why you have two policies currently. There may be a company that will allow you to include all six but I'm not aware of a company that will do that.
Aug 24, 2018 Los Osos, CA

General Insurance

Where can I get classic car insurance?

While we do not provide classic car insurance, you can find some quotes with these companies: Hagerty Insurance Grundy Insurance American Collectors Safeco State Farm American Modern
Feb 21, 2018 Ocala, Florida

Eligibility

Why must I have a garage to qualify for classic car coverage?

Classic car insurance and a standard auto policy can differ significantly. Since most, if not all, classic auto policies cover your car based on a stated amount value rather than a depreciated value, there are more requirements to qualify for a policy.
Sep 26, 2016 Shirley, NY
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