General Insurance

I am a returning US citizen and bringing my right-hand drive UK car with me. How can I get it insured?

You can get insurance for an imported RHD vehicle, but be prepared to shop around because not all car insurance companies would be willing to cover it. It all depends on the company.

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Coverage & Claims

Am I still covered for liability coverage if I drive my car in a parade?

Yes, you should be insured while driving in a parade under the mentioned circumstances. Many people who drive in parades tend to have classic or modified vehicles which often require different types of insurance coverage.

General Insurance

Stated value vs replacement cost

Stated value coverage is used for vehicles that are worth more than the Kelley Blue Book value. It is what your insurance companies rates the vehicle, but not necessarily what they will pay you if your vehicle was totaled.

Coverage & Claims
Eligibility

Will it be cheaper to find a company that will allow 6 cars on one policy?

Most companies will only allow four cars per policy which is why you have two policies currently. There may be a company that will allow you to include all six but I'm not aware of a company that will do that.

General Insurance

Where can I get classic car insurance?

While we do not provide classic car insurance, you can find some quotes with these companies: Hagerty Insurance Grundy Insurance American Collectors Safeco State Farm American Modern

Eligibility
General Insurance

Where can I find state minimum insurance for a classic car?

If you're just looking for liability coverage then you should have multiple options. Unfortunately some carriers don't offer coverage for vehicles older than 1982, but there are some that will insure your vehicle.

Eligibility

Where can I find coverage for a 1953 GMC pickup?

The problem with quoting pre-1981 model vehicles is that automakers at the time didn't use a standardized VIN format. Since insurance is all about risk, most insurance companies want to know as much about the vehicle as possible before offering a rate.

Eligibility

Why must I have a garage to qualify for classic car coverage?

Classic car insurance and a standard auto policy can differ significantly. Since most, if not all, classic auto policies cover your car based on a stated amount value rather than a depreciated value, there are more requirements to qualify for a policy.
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