Do renters claims affect homeowners insurance?
I would get two things done. I would call my prior renters insurance company to see how they have the claims marked.
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Is a claim payment to me by another company reported to my carrier?
It's hard to say with any certainty, but if your insurer was not involved in the claims process they would probably never know. If they do become involved they would likely know that a claim had gone through another company.
How can I find out what information a previous car insurance company has on me?
Sorry to hear about your situation. One suggestion would be to call the old insurer and have them release all claims info to you.
How do I get a false claim on my record removed?
The best course of action would be to call that insurance company and request all paperwork associated with that claim. It should show as a zero dollar payout, which you could show to other companies to dispute the claim.
Do I need to report a fix-it ticket when applying for new auto insurance?
As long as your license wasn't suspended as a result — or other violations that affect your driving record — you do not have to report fix-it tickets to your insurance company. Insurers typically will only rate against moving violations that show up on your motor vehicle record (MVR).
How do I get a false claim off my insurance report?
I would call my prior insurance company (your renters provider) showing the false claim and see how they have it marked. I would also have them send confirmation that the claim was dropped and not paid out.
How can an insurance company add an accident to your record that never happened?
I would contact the insurance company that listed the claim and start a dispute. They really shouldn't be able to put you down for this claim. I imagine it was an error made on their part if it wasn't even your insured vehicle.
If I have an accident in my parent's car, will the accident be on my record or my parent's record?
Thanks for the question. Different claims departments file such claims differently.
I'm on a shared policy, is it possible that the claims made somehow only show up to my name?
Claims departments should be marking the correct driver for a claim but other drivers pop up on reports from time to time. This comes from the way the insurance company generating the quote is reading reports.
How do I get a copy of my MVR?
An MVR wouldn't show accident claims, it will only show your past tickets or citations. If an insurer paid out for a claim, the most likely report they're using is called a CLUE report.
I started a claim but canceled it with no payout. Why is it on my CLUE report?
Unfortunately, if you start the claims process, the insurance company can list it on your CLUE report through LexisNexis which contains your claims history — even if there was no payout or resolution. You can dispute with State Farm to see if they will remove it, but at this point, that is really the only option which is definitely frustrating.