Homeowners Insurance

Will homeowners insurance cover my ceiling falling

Claims questions can be tricky because they depend on not only what caused the damage but the type of homeowners policy you have. For example, if your have a HO-2, HO-3, HO-4, HO-5, or HO-6 policy.

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Coverage & Claims

Got into an accident and didn't get their insurance info

I recommend your father contacting his insurance company and informing them on the situation. Providing them with all available information including the other driver's state registration information.

Homeowners Insurance

Will homeowners insurance cover a collapsing ceiling?

It really depends on what is causing the collapse of the ceiling, but it is very likely to be covered unless the collapse occurred due wear and tear or negligence. Ultimately that decision is going to be up to your homeowners insurance company based on the terms and coverage of your policy, so you will need to contact them directly the inquire about your coverage.
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