Eligibility General Insurance

Can you insure a leased vehicle out of state?

It could be tough for your daughter to insure the leased vehicle if insurance companies see that she is not the owner. In addition, your lease agreement likely states that you have to be insured on the vehicle, and they may not be okay with your daughter being both the primary driver and out of state.
May 15, 2020 North Adams, MA

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General Insurance

If I move to Florida from Virginia for college, would I have to change my plates and get Florida auto insurance?

Florida law states that if you are in the state for over six months of the year, you need to register and tag the vehicle there. To do so, you will require PIP (as Florida is a no-fault state) and liability insurance.
Jan 17, 2020 Suffolk, VA

Coverage & Claims

Should we keep our adult son's car insurance in our name?

Put simply, if your son is on your insurance policy, you can be held liable for the damages he causes. You can put him on his own policy, but the rates will very likely be higher.
May 20, 2019 Murfreesboro, TN

General Insurance

Where do my granddaughters need to register their vehicles for college?

Your granddaughters will need to get insurance in the state that the vehicle kept 50% or more of the time. The car also needs to be insured in the state that the vehicle is registered in.
Apr 22, 2019 Scottsdale, AZ

Car Insurance Costs

Should I worry about carrying the minimum liability coverage on my $3000 vehicle?

You are exactly right. Since you do not have any assets and you are not financing a vehicle, you only need liability coverage.
Feb 25, 2019 Waukesha, WI

Eligibility

How should I handle my daughters' car insurance when they're in college?

While it can vary by your insurer, I would recommend getting your daughters' their own policy and simply paying the bill. Because you own the vehicles, you should be added as an additional interest to the policy.
Jan 19, 2019 Tullahoma, TN

General Insurance

Should I register my vehicle in the state I attend college in?

It depends. Obviously, you want to get the insurance in the state that the car is registered in.
Sep 25, 2018 Tampa, FL

General Insurance

Would moving 19 year old child who is in college onto her own policy a smart move?

You are definitely thinking this through correctly. It's funny because a lot of parents do not consider the risk.
Aug 19, 2018 Watkinsville, GA

Eligibility

How can I get auto insurance as a foreign driver?

You can use our insurance calculator here in order to find insurance. Your status as a foreign driver does not impact this as long as you have your license.
Jan 20, 2018 Colombia, South Carolina

General Insurance

Which state would I need to get insurance in if my daughter will be attending graduate school out-of-state and the car is in my name?

The vehicle will need to be insured in the state where it is driven, so you have 1 of 2 options. You can have your daughter added as a co-owner of the vehicle and she will be able to register and insure the vehicle in her name, in the new state.
Aug 27, 2017 Litchfield, ME
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