If I move to Florida from Virginia for college, would I have to change my plates and get Florida auto insurance?
Florida law states that if you are in the state for over six months of the year, you need to register and tag the vehicle there. To do so, you will require PIP (as Florida is a no-fault state) and liability insurance.
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Should we keep our adult son's car insurance in our name?
Put simply, if your son is on your insurance policy, you can be held liable for the damages he causes. You can put him on his own policy, but the rates will very likely be higher.
Where do my granddaughters need to register their vehicles for college?
Your granddaughters will need to get insurance in the state that the vehicle kept 50% or more of the time. The car also needs to be insured in the state that the vehicle is registered in.
Should I worry about carrying the minimum liability coverage on my $3000 vehicle?
You are exactly right. Since you do not have any assets and you are not financing a vehicle, you only need liability coverage.
How should I handle my daughters' car insurance when they're in college?
While it can vary by your insurer, I would recommend getting your daughters' their own policy and simply paying the bill. Because you own the vehicles, you should be added as an additional interest to the policy.
Should I register my vehicle in the state I attend college in?
It depends. Obviously, you want to get the insurance in the state that the car is registered in.
Would moving 19 year old child who is in college onto her own policy a smart move?
You are definitely thinking this through correctly. It's funny because a lot of parents do not consider the risk.
How can I get auto insurance as a foreign driver?
You can use our insurance calculator here in order to find insurance. Your status as a foreign driver does not impact this as long as you have your license.
Which state would I need to get insurance in if my daughter will be attending graduate school out-of-state and the car is in my name?
The vehicle will need to be insured in the state where it is driven, so you have 1 of 2 options. You can have your daughter added as a co-owner of the vehicle and she will be able to register and insure the vehicle in her name, in the new state.