If an uninsured driver hits me with an insured car, will their insurance still cover the damages?
You should still file the claim. Unless the driver is excluded from the policy, the insurance company will still likely honor your claim against the insurance.
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I have liability coverage only and I hit a highway median. Am I covered for any damages?
Liability insurance only covers damages you directly cause. It never covers your own property.
My car was hit while parked outside my apartment complex. I have no witnesses but the truck parked next to mine looks like it did it. What can I do?
You can certainly open up a claim with your insurance company and see what they say. Even if it’s not totally clear this truck hit your car because there were no witnesses, they may be able to advise on next steps for what could be considered a hit-and-run.
If my policy ended before they sent me a check for a totaled vehicle, do I still need to pay for another policy?
If you no longer have the vehicle and you don't intend on insuring a new vehicle with the same company, you should be able to back date cancel it to the day after the accident. Your best bet is to call your carrier’s customer service line and see what they can do for you.
Should senior citizens carry collision insurance?
Thanks for the question! Comprehensive and collision are not state-mandated coverages. Though if she is financing the vehicle she would need to carry these coverages for her loan in most cases.
Can you get in legal trouble if you hit a parking pole?
Whether or not you could get into hot water legally-speaking depends on a few factors: 1. Was there another party involved in the collision?
Am I liable if I hit a tire in the road that also damaged the car behind me?
Sorry to hear about the accident. I can not officially determine fault, but by the information provided, I would expect you to be responsible for the damages caused.
Should I file a claim after hitting a tire in the road?
Thank you for the question. I would avoid filing a claim unless the damage is severe.
What's the average rate increase for a collision claim?
Sorry to hear about your accident. You shouldn't need to get a police report if you were at fault and will be filing as a collision claim.
Is a hit and run a comprehensive or collision claim?
It would be covered under collision coverage. Collision covers damages anytime the car collides with another object. Comprehensive coverage will cover other damages to the car that does not involve a collision such as, fire, theft, or vandalism.
How can I get coverage after hit and run?
If you have collision coverage, your car will still be covered. You will be responsible for the deductible.