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General Insurance

How do I decide if I my mother is fit to drive?

Hello, This is a common problem with many drivers of advancing age. It's really impossible for anyone other than your mother's doctors to determine her ability to get behind the wheel.

General Insurance

Do insurance companies run a soft or hard credit check?

Insurance companies run a soft credit check when they run your credit. We can quote you with several carriers at The Zebra.

General Insurance

How do I correct my MVR?

To dispute your Motor Vehicle Report (MVR) you will need to contact the Department of Motor Vehicles. The MVR comes from Colorado's state records of violations.

Coverage & Claims

Is a hit and run a comprehensive or collision claim?

It would be covered under collision coverage. Collision covers damages anytime the car collides with another object. Comprehensive coverage will cover other damages to the car that does not involve a collision such as, fire, theft, or vandalism.

Homeowners Insurance

What is a landlord policy?

A landlord policy usually includes the same type of protection as your usual house insurance, such as cover for buildings and contents in the event of a range of circumstances.   As a landlord, you can buy additional coverage, such as rent guarantee insurance, natural disaster insurance, employer liability insurance and landlord contents insurance to cover your personal property items such as furnishings or carpet in the rental property.

Homeowners Insurance

Is it possible to get loss assessment coverage on a HO-3 policy?

Yes, you can add loss assessment coverage to your HO-3 policy. Not all companies will offer this type of coverage so you will need to contact several companies to get the best quote for this coverage with your HO-3policy.

General Insurance

How can my insurance company check for a lien if I'm in another state?

Your insurance company would not verify a lien. The insurance company would need to add a lienholder to the policy.

Renters Insurance

Do I have coverage against damage caused by a fish tank?

Your renter's insurance might cover the damage to your apartment via the liability portion. The best way to handle this is to contact Geico and their claim's department.

Coverage & Claims

Registration grace period in Colorado?

If the vehicle is going to be driven or parked on any public roads, it needs to be registered immediately. To my knowledge, there is no such thing as a grace period for registration.

Coverage & Claims

Do I have to contact my insurance after an accident with a rental car?

You've taken all of the right steps to have the claim taken care of. The only thing you need to do is contact your insurance company.
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