Homeowners Insurance

How does HO-2 coverage compare with an HO-5 policy?

An HO-2 policy provides very basic coverage for your home and personal property. It covers the home when the damage is caused by specifically named events (perils).

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Coverage & Claims

Will filing a full glass coverage claim to repair my windshield cause my premiums to rise or count as a claim at renewal?

While excessive claims can cause your rate to increase or impact your ability to find coverage with other companies, one single glass claim is unlikely to cause much, if any, impact. Generally, glass claims are the least likely to cause a rate increase or a non-renewal with your current company.
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