comprehensive

Sorry to hear about your accident. If you have comprehensive, it should cover any damages caused by debris.

Insurance will only cover things that are a result of a loss. So if the leak in the sunroof was caused by a covered peril — like damage from bad weather — this would count towards a comprehensive claim.

You would not be at fault in this case. In cases like this, it's best to get all the documentation you can, like a police report.

Sorry to hear about the loss. Yes, comprehensive coverage should cover any kind of flooding that occurs to the vehicle.

While I can't speak specifically for State Farm, most companies will cover damage caused by a rodent under comprehensive coverage. For specifics about your State Farm policy, you will want to contact them directly.

If you hit a raccoon, that would be considered a comprehensive claim. Your deductible would apply.

Since you caused damage to property, you will need to report the damages to your insurance company as soon as possible. This claim would be paid out through the property damage liability coverage.

The short answer is no, you cannot submit one claim for all three incidents. They will need to be filed separately.

When there is an animal involved incident, your comprehensive coverage would pay for the damages to your car. The insurance company will have to pay to repair the damage that was done to the car.

This accident would actually be paid out under your collision coverage because you collided with the tire. Because you only damaged your own vehicle in this single-vehicle collision, it would also be considered an at-fault collision claim.