Can an insurer make me file multiple claims for a single accident?
Sorry to hear about your accident. Every company is going to have its own rules and regulations, so this is going to be up to them ultimately.
Compare auto insurance rates and save up to $670 per year!
Most Recent
Can there be different deductibles for comprehensive and collision?
Some companies will allow you to have different deductible amounts for collision and comprehensive — and some people prefer to have a smaller deductible for comprehensive than collision.
If you have any questions, feel free to ask.
How will my rate be impacted by opening a comprehensive claim? How is fault decided?
If it is considered comprehensive, there would be no fault on the claim so you can take that out of the equation. Comp claims are best summed up as your responsibility but not your fault.
Will comprehensive insurance cover damages caused by road debris?
Sorry to hear about your accident. If you have comprehensive, it should cover any damages caused by debris.
Will insurance cover a leak in my car's sunroof?
Insurance will only cover things that are a result of a loss. So if the leak in the sunroof was caused by a covered peril — like damage from bad weather — this would count towards a comprehensive claim.
Someone attempted to steal my neighbor's vehicle and wrecked my van, how do I handle insurance?
You would not be at fault in this case. In cases like this, it's best to get all the documentation you can, like a police report.
Is accidental flooding covered under comprehensive coverage?
Sorry to hear about the loss. Yes, comprehensive coverage should cover any kind of flooding that occurs to the vehicle.
Does State Farm cover rodent damage to my car's electrical wiring through comprehensive coverage?
While I can't speak specifically for State Farm, most companies will cover damage caused by a rodent under comprehensive coverage. For specifics about your State Farm policy, you will want to contact them directly.
Should I file a claim for raccoon damage?
If you hit a raccoon, that would be considered a comprehensive claim. Your deductible would apply.
Is this a collision or comprehensive claim?
Since you caused damage to property, you will need to report the damages to your insurance company as soon as possible. This claim would be paid out through the property damage liability coverage.
Can I bundle 3 comprehensive claims altogether?
The short answer is no, you cannot submit one claim for all three incidents. They will need to be filed separately.