cost

Typically, it is not cheaper to have your child on a separate policy. Some of the big rating factors are credit and current insurance status.

While it is not illegal to pay for someone else's policy, you might run into issues if she's on your policy as well. Car insurance is regulated at the state level and priced at the zip code level.

You should never have to pay for a car insurance quote. Since auto insurance is so specific to each person, it would be impossible for companies to advertise a set price to take out a policy.

While there are many factors about your car that can affect the rate you pay for insurance, the color isn't one of them. The Vehicle Identification Number (VIN) on your car tells the insurance company a lot about your vehicle, including the color, the country where it was built, and the plant where the vehicle was assembled.

Unfortunately it seems like you are in a tough spot until you have moved into your new place. Lots of information is used by insurance companies to determine the rate that they will charge to insure a driver and a major factor in rating that price is your home address.

<span data-sheets-value="{&quot;1&quot;:2,&quot;2&quot;:&quot;Consider the gold rule here. If you are involved in an accident and the other person is at fault, wouldn't you expect them to pay for your damages?

<span data-sheets-value="{&quot;1&quot;:2,&quot;2&quot;:&quot;Auto insurance is all about risk and your company uses these known risks to determine the price of your policy. The higher the risk you pose, the higher your rate will be.

<span data-sheets-value="{&quot;1&quot;:2,&quot;2&quot;:&quot;Discounts vary by company, state, and situation so there is no guarantee that a carrier will provide a discount just from completing the course. Because taking a defensive driving course costs money, you always want to check with your comany to see if they offer a discount before wasting your money on something that won't provide any additional benefit on your rate.

The only real solution in this case would be to purchase a basic auto policy as quickly as possible since the impound lot will not release the vehicle until you can prove that it is insured. Asking for the absolute minimum coverage will at least meet the requirement to take your car home.

<span data-sheets-value="{&quot;1&quot;:2,&quot;2&quot;:&quot;In the majority of instances, it is less expensive to add your child to your existing policy than getting separate coverage. This is mainly due to the fact that your child will not qualify for as many discounts on their own as they will by being added to your policy.