General Insurance

How much is food truck insurance?

The cost of your food truck insurance is going to differ depending on a number of factors, so it's very hard to even give a range. Progressive notes that general business liability coverage sold through their Advantage Agency in 2020 averaged around $53 per month.
Jan 20, 2021 Trenton, NJ

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Car Insurance Costs

Am I being overcharged for my policy?

Many companies require that if you are married and live with your spouse, you must list them on your policy as a driver, whether they drive your vehicle or not. Since your wife is not licensed, I would suggest shopping around for a policy with a company that does not require that spouses be listed.
Nov 19, 2020 Buford, GA

Car Insurance Costs

Why did my car insurance double?

It's possible that you may be incurring a surcharge for the out-of-state vehicle, but I don't know any company that currently employs this practice. However, the vehicle history you mentioned can change your rates.
Nov 4, 2020 Tulsa, OK

Car Insurance Costs

Will there be a cost to remove a deceased from a car insurance policy?

I'm so sorry to hear about your loss. As far as your insurance goes, you should contact your agency and have them remove the driver.
Jun 4, 2020 Jupiter, FL

Car Insurance Costs

Will having historical plates on my car lower the cost of insurance?

If you are going to have historical or classic plates you are going to fall into special types of plans. Personal auto plans that most companies offer will not adequately cover what you need.
Dec 9, 2019 Albany, NY

Car Insurance Costs

Does it cost more to insure a turbo engine vehicle than a non-engine car?

Most insurance companies will charge more for a turbo engine if the VIN identifies it as such — since it has more power and speed, the risk of a claim is going to increase. The same goes for luxury or modified vehicles.
Nov 18, 2019 Minneapolis, MN

Eligibility

I live in a rural area but my zip code is for a town 10 miles away. Could I get insured using my PO Box zip which is only 3 miles away?

Unfortunately, insurance companies cannot use a P.O. Box for a garaging address — the garaging address is where the vehicle is located or parked most of the time.
Jul 7, 2019 Bremerton, WA

Coverage & Claims

What is the average cost of car insurance in Virginia?

That's a difficult question to answer. Below are some answers based on the information you have given me.
May 2, 2019 Leesburg, VA

General Insurance

How much does it cost to change title tags in CA?

The actual vehicle title transfer fee is $15 in California. You will need to do this through the Department of Motor Vehicles (DMV).
Aug 22, 2018 Covina, CA

Car Insurance Costs Eligibility

It is illegal to pay for someone else's car insurance

While it is not illegal to pay for someone else's policy, you might run into issues if she's on your policy as well. Car insurance is regulated at the state level and priced at the zip code level.
Jun 24, 2018 Pinellas, FL

Coverage & Claims

Does car insurance cost less for a financed or owned car?

To my knowledge, no car insurance companies use ownership of the insured vehicle as a rating factor. The only way your premium would be impacted by having car loan is if the bank or dealership requires you carry additional coverage you wouldn't carry yourself for a vehicle you own.
May 19, 2018 Houston, TX
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