Homeowners Insurance

Does the name on my insurance policy need to match the name on my mortgage loan and deed?

Generally speaking, that shouldn't be an issue for your homeowners insurance company. For the sake of avoiding any sort of confusion down the road, however, it may be beneficial to update your existing accounts with your mortgage provider.

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Coverage & Claims

How often do insurance companies pull CLUE reports?

Normally insurance companies will run your CLUE (Comprehensive Loss Underwriting Exchange) report when you first start your policy or some time within the first 60 days. It costs money for them to run the report so they don't usually pay to have it run after your first renewal.
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