Car Insurance Costs

I receive SSI and SNAP benefits as well as income from work and just got my driver's permit. Does my state offer low-income insurance?

Unfortunately, Oregon is not one of the few states that offer special insurance programs for low-income individuals and families. The average annual premium in Oregon was $1,463 — a tad lower than the national average of $1,548.

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Eligibility

Can a handicap permit from another country be used in the US?

It appears the following states will allow you to use an out of country placard: California, Illinois, Louisiana, Nevada, and Texas. If she'll be visiting other states, you may need to contact the state's DMV for additional information.

Eligibility

Can I get insurance if I have a van with access for a wheelchair but no license?

It's very likely that you can still get insurance. However, you will have to find a company that doesn't require everyone listed to be licensed.

Car Insurance Costs

My fiancé is legally blind and has to drive with bioptic glasses. His car insurance rates have always been ridiculous. Any suggestions please?

Insurance rates are based on the risk of someone getting into an accident. Since your fiance is legally blind and has a speeding ticket, his rates are going to be higher because of the elevated risk that he would get into an accident.

Insurance Companies

Can I get short-term rental car insurance for a van modified for mobility?

Hello, Unfortunately, we do not have any companies that will provide insurance for only two weeks. I'm unaware of any company that will, as most policies are six months or twelve months.

General Insurance

How to get a handicap pass without a car

According to the North Carolina Department of Motor Vehicles (DMV), you can apply for a handicap place card. The place card does not require you to own a car.

Eligibility
General Insurance

Can I get insurance for a car my mom owns?

You are able to get insurance on the vehicle. Most likely, she will still need to be listed on the policy even though she doesn't drive because she owns it.

Eligibility

My husband can no longer drive, does he have to be on our policy?

In Pennsylvania, like most states, require all members of the household above driving age to be added to policy. However, since he is no longer driving, your insurance company may allow you to exclude him from your policy.

Eligibility

Can I get auto insurance for low-mileage driving due to disability?

Because California uses mileage as one of their biggest rating factors, she should be able to find insurance that can accommodate her needs. However, she would need to show proof of how much she drives.

General Insurance

Can an insurance agent ask a driver if they have a disability if they think it may have contributed to a car accident?

Normally if a driver has a medical condition that makes it unsafe for them to drive, their doctor will notify the DMV and their driving privileges will be limited or revoked for safety purposes. A handful of insurance companies do require that their agents confirm or inquire about medical conditions of any drivers listed on the policy that may make them unsafe on the road.

Driving History
Eligibility
General Insurance

Do I have to list my disabled spouse on my Virginia auto policy?

Most, if not all, insurance companies require that any household members of driving age be listed on your policy. In most states, however, you have the option to exclude household members so they don't impact your rate and are not insured under your policy.
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