Do rates include the discount offered for drivers who have taken the defensive driver course?
The quotes you see online do not reflect you and your wife taking defensive driving courses, since not every carrier gives a discount for completion of the course. You are more than welcome to call into our agency and speak to one of our Licensed Insurance Advisors to see what carriers we have that offer that discount.
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Can you make your child a permissive user in order to get a discount?
You are not required to make your son a permissive user, so that seems off. You may want to get in touch with Allstate's customer service or your agent.
How can I find the best auto insurance for my family?
Some insurance companies offer occupational discounts, including for teachers and educators. On average, teachers paid $1,515 annually for auto insurance — 2% less than the national average.
Can it be cheaper to have two cars on an auto policy instead of just one?
Thank you for your question. This actually happens quite often.
Can my husband add a car that is in my name to his insurance policy?
Thanks for your question. Your husband should be able to add your vehicle so long as his insurance carrier is alright with the change.
Do vehicles that have the IIHS's "Top Safety Pick Plus" award get discounted auto insurance or any other benefits?
Here is how the IIHS defines the rating differences between TSP and TSP+, according to the info found here.
"To qualify for 2019 TOP SAFETY PICK, a vehicle must earn good ratings in the driver-side small overlap front, moderate overlap front, side, roof strength and head restraint tests, as well as an acceptable or good rating in the passenger-side small overlap front test.
Are 911 dispatchers eligible for insurance discounts as first responders?
Every insurance company has different guidelines and available discounts, so it's hard to give a blanket statement about your eligibility. That said, The Zebra can quote you with several companies at once, giving you the chance to compare the best rates available.
Can I pay for all my insurance policies at once?
Each policy would be separate. They would take out a different payment for each policy.
Will I lose my accident free discount if I file a hit and run claim?
You will lose this discount and most likely your rates will be impacted if you file a claim. How much your rates will be impacted depends on the types of coverage you have and what coverage pays out to fix your car.
Auto-pay was enabled without my consent
First things first, Michigan car insurance rates are notoriously high. This has to do with the fact Michigan is a no-fault state with unlimited Personal Injury Protection.
Discounts on car insurance after taking a professional safety course for teens
While it's common for some insurance companies to give young drivers discounts after a professional driving course, it would really depend on your particular company. Although it's probably a good idea regardless for your daughters to take a driving course, I would call a representative at your insurance company prior to paying for the course.