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Motorcycle Insurance

If I am buying car insurance and already have motorcycle insurance, will I be eligible for a prior insurance discount?

With the majority of companies, a prior insurance discount for auto coverage is based on being previously insured under an auto policy. Unfortunately most companies won't consider an existing motorcycle policy to be sufficient to qualify for a continuous insurance discount.

Car Insurance Costs
General Insurance

Will my insurance company give me a discount for driving a “green” car?

First, let me say that each insurance company is different. While there are many commonalities between companies, especially concerning coverage, it's impossible to guarantee that you will get a discount, much less a lower rate, for purchasing a hybrid car.

Car Insurance Costs
General Insurance

Is there an age limit for a good student discount?

There is no way to say for sure outside of asking your specific insurance company. Most insurance providers that offer good student discounts have stipulations that may make you ineligible due to your age or the fact that you aren't covered on your parent's policy.

Car Insurance Costs

Why do some jobs get insurance discounts and others don't?

Insurance companies analyze a lot of information to better forecast risk (customers). This basically means that they try to determine how likely it is that a person will file a claim and charge that customer accordingly.

General Insurance

Can car insurance discounts be retroactive?

While there is no guarantee that your insurance company will backdate that discount if you are able to submit the police report, it is most definitely worth making an attempt. At the very least, this will allow you to start seeing lower rates on your next bill.

Car Insurance Costs

Why didn't my insurance company give me a defensive driving discount for completing the course?

<span data-sheets-value="{&quot;1&quot;:2,&quot;2&quot;:&quot;Discounts vary by company, state, and situation so there is no guarantee that a carrier will provide a discount just from completing the course. Because taking a defensive driving course costs money, you always want to check with your comany to see if they offer a discount before wasting your money on something that won't provide any additional benefit on your rate.
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