Divorce

Sorry to hear about the situation. If needed, the claim will still be honored because the insurance was in effect at the time of the loss.

Claims tend to be attached to the driver that was at fault. If you were the policyholder at the time, some companies will see this and still charge you for that at their discretion.

Sorry to hear that this is following you. Unfortunately, some companies won't work around it if these claims show on your prior plans.

Sorry to hear about your situation. Unfortunately, you cannot stop someone insuring a vehicle, but there is a pretty big problem with what he is doing.

Unfortunately, if you are not listed on the policy and drive the car on a regular basis, it's not likely that you would be covered. Permissive use usually extends to those who drive someone else's car, but that is usually capped at no more than one use per month.

As long as your ex-husband is going to drive the vehicle and park it as his residence, he can insure your car under his name and policy. Because you own it, you would need to be listed as an additional interest in the policy.

Any vehicle that is parked and garaged at your address needs to be insured for that location. Car insurance companies use your address and zip code as a risk factor.

Their relationship status has nothing to do with the policy as long as they are not listed as married if they are legally divorced. However, the fact they're living at separate locations is a problem.

If they are legally divorced then he cannot list her on the policy if she does not drive his cars. If they are not legally divorced then he will need to list her on the policy but exclude her the policy if she is not driving the vehicles.

There isn't a consent form. What I would recommend is contacting the insurance company and advising them of the situation to see what they can do to remove you from the policy.