General Insurance

Do I have to list my spouse on my policy even if we are separated?

Depending on the state you live in, some carriers will ask that you list a legal spouse on the policy, even if you are separated. Others will allow you to exclude a spouse from your policy completely.
Nov 10, 2020 Fort Pierce, FL

Compare auto insurance rates and save up to $670 per year!

or
Location pin icon
glyph-shield-checkmarkNo junk mail. No spam calls. Free quotes.
Most Recent

Coverage & Claims

Will my insurer honor a claim if my ex-husband took the car?

Sorry to hear about the situation. If needed, the claim will still be honored because the insurance was in effect at the time of the loss.
Nov 9, 2020 Princeton, KY

Driving History

Why is my ex's accident following me around in my insurance quotes?

Claims tend to be attached to the driver that was at fault. If you were the policyholder at the time, some companies will see this and still charge you for that at their discretion.
Jan 31, 2020 Boston, MA

Car Insurance Costs

How do I get my ex-husband's accidents dropped from my policy?

Sorry to hear that this is following you. Unfortunately, some companies won't work around it if these claims show on your prior plans.
Nov 15, 2019 Edmonton, KY

Eligibility

Can someone else get insurance for my cars without me knowing?

Sorry to hear about your situation. Unfortunately, you cannot stop someone insuring a vehicle, but there is a pretty big problem with what he is doing.
Oct 31, 2019 Flowery Branch, GA

Coverage & Claims

Am I still covered on my ex-husband's car if he took my name off the insurance?

Unfortunately, if you are not listed on the policy and drive the car on a regular basis, it's not likely that you would be covered. Permissive use usually extends to those who drive someone else's car, but that is usually capped at no more than one use per month.
Jul 10, 2019 Dayton, OH

General Insurance

Can my ex-husband insure my car in his name or on his policy?

As long as your ex-husband is going to drive the vehicle and park it as his residence, he can insure your car under his name and policy. Because you own it, you would need to be listed as an additional interest in the policy.
Jul 8, 2019 Baton Rouge, LA

General Insurance

Do I need new car insurance after separation with jointly titled vehicles?

Any vehicle that is parked and garaged at your address needs to be insured for that location. Car insurance companies use your address and zip code as a risk factor.
Jul 1, 2019 Roanoke, VA

General Insurance

Is it fraud to tell the insurance company you're still married but you're not?

Their relationship status has nothing to do with the policy as long as they are not listed as married if they are legally divorced. However, the fact they're living at separate locations is a problem.
Jul 1, 2019 Lancaster, SC

Eligibility

Is it fraud to list an ex-spouse on your car insurance for a lower rate?

If they are legally divorced then he cannot list her on the policy if she does not drive his cars. If they are not legally divorced then he will need to list her on the policy but exclude her the policy if she is not driving the vehicles.
Feb 17, 2019 Phoenix, AZ

Eligibility

Do I need a consent form to remove husband from car insurance policy?

There isn't a consent form. What I would recommend is contacting the insurance company and advising them of the situation to see what they can do to remove you from the policy.
Jan 8, 2019 Lancaster, SC
Icon-Agent
Ask an Agent

Get free insurance advice you can trust.

Ask a Question