General Insurance

Is it fraud to tell the insurance company you're still married but you're not?

Their relationship status has nothing to do with the policy as long as they are not listed as married if they are legally divorced. However, the fact they're living at separate locations is a problem.

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Coverage & Claims

Am I required to remove my ex-wife from my car insurance policy?

Yes, as long as she is listed as a driver on the policy, she can stay on her ex-husband's insurance policy. With that being said, it is no longer the ex-husband's responsibility to carry insurance on the car.

Coverage & Claims

What on my driving record is raising my car insurance premium

There's a couple of things to consider here. First, the at-fault accident you had in January 2014 is over 3 years ago, so it shouldn't be impacting your premium anymore.
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