General Insurance

Can you insure a vehicle with multiple drivers on the same policy?

Most insurance companies allow up to four drivers on a single policy. Some companies may even allow a larger number of drivers than that, but four is fairly standard.

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General Insurance

Why did my insurance company pay another driver for half of his damage after an accident when the police said we were both at fault?

It is quite common for drivers to share fault in an accident. The amount your insurance is paying to the other driver is based on your percentage of fault in the accident.

Coverage & Claims

Why wasn't my neighbor covered on my insurance when he was driving my car and had an accident?

<span data-sheets-value="{&quot;1&quot;:2,&quot;2&quot;:&quot;Auto insurance is all about risk and your company uses these known risks to determine the price of your policy. The higher the risk you pose, the higher your rate will be.

General Insurance

Do I have to list my spouse on my policy if she isn't driving?

<span data-sheets-value="{&quot;1&quot;:2,&quot;2&quot;:&quot;Your spouse must be listed on your insurance policy regardless of driving status. Since insurance is all about properly rating risk, companies will require that your spouse be listed on your policy to know who they are and are not covering.
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