Coverage & Claims

Within what timeframe does an insurer typically drop or penalize you for multiple (two) accidents?

Sorry to hear about the accidents. If you were to move to a new company they would probably start the policy reflecting these accidents.

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Coverage & Claims

MIL dropped husband and vehicle off her policy without notifying. He was pulled over and citation given. Is he covered under our alt policy?

Sorry to hear about the situation. Unfortunately, I think your husband's failure to maintain insurance citation will still be valid.


If my insurance company back pays upon cancellation will it look like a gap in my coverage?

Your new insurance company will not make you back pay when you start your policy. However, having a lapse in coverage does increase the rates.

General Insurance

How do I find a policy if I was dropped by my carrier because of too many claims?

Really, the only solution is to shop with as many companies as possible. If you are having an issue finding coverage because of recent claims, you may have to go with a non standard carrier until those incidents pass 3 years.
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