General Insurance
Homeowners Insurance

Who covers damage caused by a tree falling onto a neighbor's home?

It all depends on what caused the tree, or branch, to fall on your neighbor's property. If the branch became detached from the tree due to the storm, the damage would be considered an act of god and should be covered by your neighbor's homeowners insurance policy.

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Renters Insurance

Will my renters insurance pay for me to stay in a hotel if my house is damaged?

Renters insurance is extremely valuable since it is often inexpensive and provides lots of coverage when things go wrong. Specifically in your situation, your renters policy should include a "loss of use" provision that would cover temporary living expenses if you weren't able to live in your home because of a covered loss.
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