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General Insurance

I have a car in my name but my sister drives it. What do we do about insurance?

If your sister is the policyholder, you will have to have her call her insurance company to access the policy information. Since the car is registered in your name, the insurance either needs to be in your name or you need to be listed on her policy as an additional interest.
Jul 18, 2019 Riverbank, CA

Coverage & Claims

My car got damaged by a hit and run vehicle that was be driven by a family member. Who pays for the damage?

This can be a tricky situation. If there is a police report and proof the vehicle was stolen, usually your claim will not be covered by the owner of the vehicle's insurance.
Jul 11, 2019 Troy, NY

General Insurance

How do I decide if I my mother is fit to drive?

This is a common problem with many drivers of advancing age. It's really impossible for anyone other than your mother's doctors to determine her ability to get behind the wheel.
Jul 7, 2019 Parker, CO

Eligibility

How can I get my daughter removed from my insurance?

Thanks for your question. Since she is receiving her mail at your address, that is considered her residence.
Jul 1, 2019 Milwaukie, OR

Coverage & Claims

What options does my daughter have if she had an accident without being listed on her wife's car insurance?

Since your daughter was driving her wife's car, a claim that is filed will likely be denied because you must list your spouse on the insurance policy. You have to list your spouse because they have regular access to the vehicle and you share financial responsibility.
Jun 13, 2019 El Paso, TX

Eligibility

How can I enroll just my child to another insurance policy while I stay with Geico?

This can be tricky. My best recommendation is simply to contact GEICO.
Jun 2, 2019 New York, NY

General Insurance

My mother bought out her car lease and put me as the co-owner. She passed away the day after the transaction. Can I add it to my policy?

My condolences. Yes, you can and should add the car to your policy.
May 26, 2019 Branford, CT

Coverage & Claims

Is a hydroplaning accident my daughter's fault?

Unfortunately, insurance companies list almost all single-vehicle accidents as at-fault on your claims history. This would likely be considered an at-fault collision accident.
May 15, 2019 Cranberry Township, PA

Coverage & Claims

Does my dad have to file a claim if I totaled his car?

Yes. Your father will need to file an insurance claim unless he plans to pay out of pocket for the damage to the other vehicles and not be compensated for his vehicle.
May 12, 2019 Dallas, GA

Coverage & Claims

If I borrowed my mom's car and was hit by an uninsured driver does she pay a deductible?

If your uninsured motorist coverage pays for the damage, you may have a deductible. Every policy is different so you will have to look at the specifics of your coverage.
May 7, 2019 San Antonio, TX
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