Coverage & Claims Eligibility

If the at-fault driver hasn't added a new car to their policy, will their insurance still pay for my damages?

Sorry to hear about the accident. Regardless of whether their insurance pays, the at-fault party is responsible for any damages caused.
Jan 20, 2020 California

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Coverage & Claims

What do I do if the party at-fault claims insurance first?

I'm sorry to hear about your accident, but I'm glad that you took pictures. It is hard to say if the police will show in some areas for a minor accident.
Jan 19, 2020 Fountain Valley, California

Car Insurance Costs Coverage & Claims

How will my rate be impacted by opening a comprehensive claim? How is fault decided?

If it is considered comprehensive, there would be no fault on the claim so you can take that out of the equation. Comprehensive claims are best summed up as your responsibility but not your fault.
Jan 15, 2020 Seattle, WA

Coverage & Claims

Was I right to file a claim with my insurance when I was not at fault? Will my premiums go up?

Sorry to hear about the accident. I do think you made the right decision in filing a claim for your damages.
Sep 16, 2019 Henderson, NV

Coverage & Claims

Should I take cash for a not-at-fault accident?

If you choose not to go through the insurance company, then it is between you and the other party to work out the details. It is your choice as to how the claim is handled.
Jul 8, 2019 Flower Mound, TX

Coverage & Claims

If two people are in an accident in a no fault state, who pays?

In Florida, you are required to have what's called personal injury protection (PIP). This coverage kicks in if you are injured in an accident.
May 27, 2019 Spuds, FL

Coverage & Claims

Am I at fault if I swerve to avoid my neighbor's cat but hit his car?

In this instance, you will likely be held liable for the accident. Although you want to use your best judgment when it comes to avoiding an animal, in most cases, if an accident/collision occurs by you trying to avoid hitting an animal, you are responsible for the damages.
May 16, 2019 Palm Springs, CA

Coverage & Claims

Is a hydroplaning accident my daughter's fault?

Unfortunately, insurance companies list almost all single-vehicle accidents as at-fault on your claims history. This would likely be considered an at-fault collision accident.
May 15, 2019 Cranberry Township, PA

Coverage & Claims

If an at-fault driver loses my insurance information, do I have to give it to them again?

There is no law requiring you to give the other party your insurance information again. With that said, when they file the claim, their company will likely find your insurance information.
May 12, 2019 Des Moines, IA

General Insurance

In Tennessee can not at fault driver be blamed if they didn't have insurance?

The other party would not be responsible for the damages. They can be ticketed and have their license suspended but you can still be found at fault.
Apr 9, 2019 Crossville, TN

Coverage & Claims

Do I need to file a claim if the other driver's insurance is taking care of it?

Since she will be filing a claim, you do not need to file a claim. Her insurance company will be the one that pays for the damages.
Apr 4, 2019 Savannah, TN
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