Compare auto insurance rates and save up to $670 per year!

or
Location pin icon
glyph-shield-checkmark No junk mail. No spam calls. Free quotes.

Coverage & Claims

If two people are in an accident in a no fault state, who pays?

In Florida, you are required to have what's called personal injury protection (PIP). This coverage kicks in if you are injured in an accident.
May 27, 2019 Spuds, FL

Coverage & Claims

Am I at fault if I swerve to avoid my neighbor's cat but hit his car?

In this instance, you will likely be held liable for the accident. Although you want to use your best judgment when it comes to avoiding an animal, in most cases, if an accident/collision occurs by you trying to avoid hitting an animal, you are responsible for the damages.
May 16, 2019 Palm Springs, CA

Coverage & Claims

Is a hydroplaning accident my daughter's fault?

Unfortunately, insurance companies list almost all single-vehicle accidents as at-fault on your claims history. This would likely be considered an at-fault collision accident.
May 15, 2019 Cranberry Township, PA

Coverage & Claims

If an at-fault driver loses my insurance information, do I have to give it to them again?

There is no law requiring you to give the other party your insurance information again. With that said, when they file the claim, their company will likely find your insurance information.
May 12, 2019 Des Moines, IA

General Insurance

In Tennessee can not at fault driver be blamed if they didn't have insurance?

The other party would not be responsible for the damages. They can be ticketed and have their license suspended but you can still be found at fault.
Apr 9, 2019 Crossville, TN

Coverage & Claims

Do I need to file a claim if the other driver's insurance is taking care of it?

Since she will be filing a claim, you do not need to file a claim. Her insurance company will be the one that pays for the damages.
Apr 4, 2019 Savannah, TN

Coverage & Claims

Do I need to inform my insurance or can I just call at-fault party's insurance?

Most insurance companies require you to inform them anytime there is an accident. Typically when someone backs into you, their insurance will pay for the damages.
Jan 22, 2019 Austin, TX

Coverage & Claims

What is acceptable proof of MVAIC?

You really need to contact MVAIC to ask what is considered acceptable proof. The police should be able to provide you with a police report.
Jan 18, 2019 New York, NY

Coverage & Claims

Can Hanover insurance raise my premium for an at fault claim if I decide not to pursue it and nothing is paid?

Your agent is correct. Reporting a claim will still impact your rate for up to three years.
Jan 14, 2019 Kalamazoo, MI

Coverage & Claims

Is fault shared when backing out of a parking spot?

Typically, the car that was backing out would be considered at fault. Every situation can be different and you may be both considered at fault.
Dec 27, 2018 East Palo Alto, CA
Icon-Agent
Ask an Agent

Get free insurance advice you can trust.

Ask a Question