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Coverage & Claims

Who is at fault if someone rear ended me and pushed me into another car

I'm not an adjuster so I'm not able to tell you who is at fault. With that being said, most of the time, the person who initially caused the accident would be responsible for the damage to both vehicles.
Aug 17, 2018 Baldwin Park, CA

Coverage & Claims RV Insurance

Fault when I was towing someone else's trailer

This can really depend on a number of things. Fault can only be determined by a claims adjuster who has reviewed the accident and any corresponding documentation.
Aug 6, 2018 Indianola, IA

Car Insurance Costs

Does being 50% or 80% at fault make a difference when it comes to insurance rates?

There are several things to think about here. First and foremost, no - the percentage that you were at fault will not make a difference in how your insurance rates are impacted.
Aug 2, 2018 Houston, TX

Coverage & Claims

Who is at-fault when there's 4 cars and I don't have insurance

It's impossible for me to answer this question simply because I don't know the specifics of the accident. Furthermore, the only people that can determine fault are the specific claims adjusters assigned to this claim.
Jul 29, 2018 Mesa, AZ

Coverage & Claims

Who pays for damage I caused while using a company vehicle on company time

Unfortunately, fault can only be determined by the claims adjuster assigned to the accident. However, for the other part of your question, because you were driving your company's vehicle on company time, if you were to be found at fault then the company's insurance would take cover the damages.
Jul 27, 2018 Austin, TX

General Insurance

Someone hit my partially opened door in a parking space

This can be a tricky situation. Although we're both licensed insurance professionals, only a claims adjuster would able to handle this so that is where I would take my question.
Jun 28, 2018 Orlando, FL

General Insurance

Do I have to repair damage less than $1000

First and foremost, the advice I give is 100% free. Next, you did not have to report the accident to the police but it is always a good idea.
Jun 26, 2018 South Portland, MA

General Insurance

At-fault wants to pay for damage he caused out of pocket

This can be a tricky situation. Usually, someone will try to avoid insurance companies for two reasons: they either don't have any insurance or they want to avoid their rates going up.
Jun 24, 2018 Orlando, FL

Coverage & Claims

Someone backed car into me who is at fault

Sorry to hear you were in an accident. First, the only people who can determine fault in an accident are insurance companies through their insurance adjusters.
Jun 22, 2018 Baltimore, MD

Coverage & Claims

Do I need no-fault coverage?

You can't really get no-fault unless you live in a state where it is required. Currently, 12 states have no-fault insurance laws: Florida, Hawaii, Kansas, Kentucky, Massachusetts, Michigan, Minnesota, New Jersey, New York, North Dakota, Pennsylvania and Utah.
Jun 19, 2018 Thousand Oaks, CA
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