Homeowners Insurance

Will homeowners insurance cover my riding lawn mower that caught on fire?

Yes, you can file a claim with your homeowners insurance but I would see if your lawnmower's warranty is still valid before you look into a claim. If you do decide to file a claim, it would be covered under personal property.

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Coverage & Claims

If a mechanic started my car on fire and caused damage, should I alert my insurance company?

I'm sorry to hear about your accident. There are a couple of things to think about here.

Coverage & Claims

If my car was stolen and set on fire, will my car insurance cover the personal items inside the vehicle?

Your personal items would have to be claimed on your homeowners or renters insurance policy to be covered. Auto insurance does not cover personal items; only your vehicle.
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