Compare auto insurance rates and save up to $670 per year!

or
Location pin icon
glyph-shield-checkmarkNo junk mail. No spam calls. Free quotes.

General Insurance

What is your best advice to buy auto insurance for my 18-year-old who is buying a used car which will be paid off?

The bad news is that car insurance for an 18-year-old on their own separate policy is incredibly expensive — over $3,400 more than the national average. The good news?
Sep 20, 2019 Miami, FL

General Insurance

My son has moved out on bad terms. Should I still keep him on my insurance?

If your son's vehicle is registered in your name, I would keep it insured. Florida will suspend the license of the registered person if a vehicle isn't insured.
Sep 16, 2019 Orlando, FL

General Insurance

Should I still keep my 18-year-old son on my insurance if he moved out?

If the vehicle is registered in your name I would keep it insured. Florida will suspend a license of the registered person if a vehicle isn't insured.
Aug 26, 2019 Orlando, FL

General Insurance

Why did my insurance company automatically add my daughter to my policy when she has her own insurance?

If your daughter lives with you and you two share an address, your insurance company is probably assuming that she may sometimes drive your vehicle, at which point she would need to be a named driver on your policy. If she has her own car — and doesn't drive yours — it could be possible for you to have her excluded from your policy.
Aug 14, 2019 Jacksonville, FL

Coverage & Claims

Does car insurance cover love bug damage?

Insurance will not cover cosmetic damage to your vehicle — even with full coverage, insurance is meant to cover sudden and accidental damage. See the differences between collision and comprehensive coverage and what they cover here.
Aug 14, 2019 Tallahassee, FL

General Insurance

Do I need to put everyone in my household on my policy?

It's usually recommended to add everyone who lives in the household on the same policy if it's likely they will be driving the insured car, and insurance companies generally require everyone in the household of driving age to be listed on the policy. But if the others in the household already have their own insurance and vehicles, this would be unnecessary.
Aug 13, 2019 Miami, FL

Eligibility

What company will issue me an SR-22 with 2 PIP claims?

I'm unaware of a specific company that will insure you with 2 PIP claims, but if you can't find an insurer, you can look into the Florida Automobile Joint Underwriting Association (FAJUA). They help people get insurance when they have no other options.
Aug 12, 2019 Pensacola, FL

General Insurance

Is there any type of temporary insurance that would cover me driving my mom's car for a week?

Insurance companies don't offer temporary car insurance since policy lengths are typically six months to a year. If you will only be driving the vehicle for one week out of the year and you do not live with your mother, her policy should cover you to drive under permissive use.
Aug 2, 2019 High Springs, FL

Coverage & Claims

Is accidental flooding covered under comprehensive coverage?

Sorry to hear about the loss. Yes, comprehensive coverage should cover any kind of flooding that occurs to the vehicle.
Jul 31, 2019 Jacksonville, FL

RV Insurance

Is there a grace period for RV insurance?

Typically, there is a grace period to add on another recreational vehicle, just like car insurance. For car insurance, you have up to 14 days to add a new vehicle to your policy.
Jul 26, 2019 Pembroke Pines, FL
Icon-Agent
Ask an Agent

Get free insurance advice you can trust.

Ask a Question