Coverage & Claims

Got into a not-at-fault accident when I was uninsured

First, you should consider that insurance follows the vehicle not the driver. So even though your friend who was driving had insurance, you still need insurance on any registered vehicle that is on the road.
Jan 6, 2018 Fresno, California

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General Insurance

Can I get a $0 deductible?

For a zero dollar deductible, you'd have to find a specific company that offers it. Consider, however, that your premium and deductible are inversely related.
Jan 5, 2018 Fresno, California

Coverage & Claims General Insurance

What do I do if I can't afford to pay for damages to my vehicle?

There's a couple of different ways to look at this. If you're not leasing the vehicle, if the vehicle is drivable, and there wasn't any property damage to the pole you struck, you do not have to file a claim if you don't want to.
Dec 20, 2017 Fresno, California
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