General Insurance

Should I still keep my 18-year-old son on my insurance if he moved out?

If the vehicle is registered in your name I would keep it insured. Florida will suspend a license of the registered person if a vehicle isn't insured.

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General Insurance

How do I insure a car that I'm driving but the title and financing isn't in my name?

Since the car is kept at your home, you would need to insure the car in your name and address. You will also need to list your mother as a driver on the policy since she is the owner, and as an additional interest on the policy since she has a financial claim to the car.

Eligibility

My car is garaged in Tijuana. What insurance company will insure me for California only?

I'm sorry but since your car is garaged in Mexico, you will not be able to get insurance in California. Your insurance has to be in the state where the vehicle is registered.

Eligibility

I live in a rural area but my zip code is for a town 10 miles away. Could I get insured using my PO Box zip which is only 3 miles away?

Unfortunately, insurance companies cannot use a P.O. Box for a garaging address — the garaging address is where the vehicle is located or parked most of the time.

General Insurance

Do I need new car insurance after separation with jointly titled vehicles?

Any vehicle that is parked and garaged at your address needs to be insured for that location. Car insurance companies use your address and zip code as a risk factor.

Eligibility

Can I use a general delivery address for car insurance?

Your insurance policy needs to have to address where the vehicle is kept at more than 50% of the time. This is called the garaging address.

General Insurance

Getting a car insurance quote for 2 addresses

If you have two addresses you would need to list the address where the car is kept most of the time. This is called the garaging address.
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