General Insurance

What is your best advice to buy auto insurance for my 18-year-old who is buying a used car which will be paid off?

The bad news is that car insurance for an 18-year-old on their own separate policy is incredibly expensive — over $3,400 more than the national average. The good news? Typically, we see that combining insurance by adding your kid to your policy is the best route.

Compare auto insurance rates and save up to $670 per year!

or
Location pin icon
Most Recent

Coverage & Claims

My son got a DUI, I will be selling the vehicle & removing him from my Geico policy. Do I need to report it to Geico?

If you choose to repair the damage to your son's car using your insurance, you will need to file a claim and tell your insurer what happened. The claim will impact your rates, but removing your son will not impact your rates as much as leaving him on there — because he has a DUI on his record, that would increase rates in addition to the accident. If you have any questions, don't hesitate to ask.

Car Insurance Costs
General Insurance

Can I get accident forgiveness after an accident?

I'm sorry but you will not be able to have an accident forgiven and removed from your record. Depending on the insurance company, they have specific rules about accident forgiveness — generally, you need to be accident-free for a few years before an accident is forgiven.

Insurance Companies

Does State Farm match auto insurance quotes with other companies?

In truth, no. Car insurance companies determine their rates based on their previous years' filings (loss to revenue ratio) in addition to other factors.

Coverage & Claims

Will a hit and run impact my car insurance premium in CA?

Yes, when your company has to pay out on a claim, it will impact your rates. If you filed a police report and have uninsured motorist property damage coverage, this coverage will pay for the damages and will be considered a not-at-fault accident.

Coverage & Claims

Will Geico increase my rates if I file a windshield claim?

This can be a tricky question to answer. How a claim will impact your rate is specific to the coverage and company you have.

Coverage & Claims

Statute of limitations to file a claim with Geico in Vermont

Each company has different requirements, but Vermont requires that you file a claim within three years of the incident. Most companies require you to report any incident (whether you file a claim or not) as soon as possible.

Coverage & Claims
Eligibility

Are some insurance providers better suited to my needs than others to get the best rate?

Because most coverage options can be matched across insurance companies, I think what you are really looking for is the best customer service/claims support for the best cost. Right off the bat, I know Geico probably wouldn't be an option for you with a leased vehicle.

Coverage & Claims

I have two not at-fault accidents

Because this is another driver's fault, you would be handling the claim through their claim's department. I recommend getting an estimate from a shop you trust and have read reviews for in order to compare the estimates.

Coverage & Claims

Can someone file a claim if it’s been 4 days and there are no pictures from the accident?

The statute of limitations for property damage claims in Oklahoma is 2 years. So, yes she can.

Eligibility

Are deductibles company specific?

While they are some company-specific deductibles, the standard ones are $500 and $1000. So it's unlikely you won't be able to get the desired amount for your collision or comprehensive deductible.
Icon-Agent
Ask an Agent

Get free insurance advice you can trust.

Ask a Question