Is it a requirement in Georgia that you have full rebuild coverage & 50% of that for personal property for a home with a mortgage?
When it comes to rebuild coverage, limits are completely up to the mortgage company you go through and depend on what they require. Most insurance companies will not insure the home unless it is at full replacement cost.
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Do renters claims affect homeowners insurance?
I would get two things done. I would call my prior renters insurance company to see how they have the claims marked.
Can I get a quote for home coverage if the company offers a discount for having both home and auto?
Yes, our website has recently started allowing shoppers to see auto and homeowners bundles. You could always give our agency a call 1-888-255-4364 to speak with an agent who can help pair you with the right home and auto bundle.
Am I being overcharged for my policy?
Many companies require that if you are married and live with your spouse, you must list them on your policy as a driver, whether they drive your vehicle or not. Since your wife is not licensed, I would suggest shopping around for a policy with a company that does not require that spouses be listed.
Does uninsured motorist coverage cover borrowed vehicles?
Sorry to hear about the accident. From my understanding of your situation, as long as you are a covered driver, his uninsured motorist coverage should apply to you.
How do I get a false claim off my insurance report?
I would call my prior insurance company (your renters provider) showing the false claim and see how they have it marked. I would also have them send confirmation that the claim was dropped and not paid out.
I was driving and the car in front of me hit a deer and I ran over it. Why won't my insurance cover it under comprehensive?
Hitting an animal is almost always covered under comprehensive coverage. Unless something else had happened, I would seek additional assistance with this claim because they should not be denying it.
Will comprehensive insurance cover damages caused by road debris?
Sorry to hear about your accident. If you have comprehensive, it should cover any damages caused by debris.
What does an insurability score of 813 mean?
We have an article that breaks down the insurance score. In short, a high insurability score means insurance companies should be very competitive in rates and you are an ideal — or "preferred" — customer.
I'm an international student who will be sharing a car with my girlfriend. How do I get insurance and does it cover both of us?
Not all insurance companies will be willing to cover drivers with non-U.S. licenses, but it's certainly not impossible to find insurance as a foreign driver.
Can someone else get insurance for my cars without me knowing?
Sorry to hear about your situation. Unfortunately, you cannot stop someone insuring a vehicle, but there is a pretty big problem with what he is doing.