Coverage & Claims

Is there insurance coverage for auto glass?

Depending on your insurance company there are two ways you can go about getting auto glass coverage: through your comprehensive coverage, which includes glass protection, or you can add specific glass coverage if your insurer offers it. This comes with a separate, much lower deductible for glass damage compared to your comprehensive deductible.

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Coverage & Claims

Will my rate go up if I file a claim for a damaged side mirror?

Put simply, any time you file a claim, there is usually a rate increase. Since you don't know who it is that hit you, you would have to go through your own coverage.

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Coverage & Claims

Will filing a full glass coverage claim to repair my windshield cause my premiums to rise or count as a claim at renewal?

While excessive claims can cause your rate to increase or impact your ability to find coverage with other companies, one single glass claim is unlikely to cause much, if any, impact. Generally, glass claims are the least likely to cause a rate increase or a non-renewal with your current company.
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