Condo Insurance
Homeowners Insurance
Renters Insurance

Difference in an HO-2, HO-3, HO-4, HO-5, and HO-6 policy?

We have more in-depth information about home insurance here. These numbers correspond to either home, renters, or condo insurance.

Compare auto insurance rates and save up to $670 per year!

Location pin icon
Most Recent

Homeowners Insurance

Can a homeowners claim be removed if there was no payout

No, because there was still a claim filed with the insurance company, they just didn't pay out for the claim. They had to pay for the claims adjuster to evaluate the damage.

Coverage & Claims
Homeowners Insurance

Is this covered by my homeowners or do I have to sue?

Homeowner's insurance is to repair damage caused by an unforeseen event. In this case, it will most likely not be covered by insurance, especially because it is cosmetic damage caused by home improvements.

Homeowners Insurance

Will I be covered if I build my house in a flood plain?

There's a couple of things to think about. Flood insurance is provided by the federal government through FEMA and the NFIP.

Homeowners Insurance

Does homeowners insurance cover re-stain after claim?

Your homeowner's insurance will typically pay to repair the damage to the property. They don't pay to make sure the stain matches.

Homeowners Insurance

Can I just update the address for my new homeowners after moving in?

You need to get the homeowner's insurance before you move in. You will also need to get the home put into your name.

Homeowners Insurance

How does insurance replace or compensate for damage to custom artwork?

This question is very specific to your homeowner's policy.  Your agent will be able to tell you what type of coverage you have and the adjuster will be able to tell you how much they will pay to repair the damages. Usually, when there is custom work, it needs to be stated in your policy when it is written.

Homeowners Insurance

Does home insurance cover damage to mural after leak?

This question is very specific to your home insurance policy and thus difficult to answer. Your insurance agent will be able to tell you what type of coverage you have and the adjuster will be able to tell you how much they will pay to repair the damages.

Car Insurance Costs
Homeowners Insurance

Isn't it most cost effective to have cars and home with one company

Yes, typically it is cheaper to bundle your car and home insurance policies with one insurance company. Most companies will give you a multi-policy discount when you have more than one line of business with their company.

Car Insurance Costs

My musical equipment stolen from friend's house covered by insurance

This can be tricky. From my experience, most home insurance policies will cover stolen property even if it's not the property of the named insured (your friend) but I would consult their policy declarations page to be sure.

Homeowners Insurance

Will homeowners insurance cover my ceiling falling

Claims questions can be tricky because they depend on not only what caused the damage but the type of homeowners policy you have. For example, if your have a HO-2, HO-3, HO-4, HO-5, or HO-6 policy.
Icon-Agent
Ask an Agent

Get free insurance advice you can trust.

Ask a Question